7 Benefits of the Wells Fargo Autograph Journey

The Wells Fargo Autograph Journey card launched in March 2024 as a higher-tier alternative to the $0-annual-fee Wells Fargo Autograph℠ Card. The Wells Fargo Autograph Journey has a $95 annual fee, but earns higher rewards rates in certain categories and offers additional perks, including an annual airfare credit and trip cancellation reimbursement.

Here are the card’s benefits:

The Wells Fargo Autograph Journey earns:

• 5 points per $1 on hotels.

• 4 points per $1 on airlines.

• 3 points per $1 on other travel and dining.

• 1 point per $1 on all other purchases.

Earn 60,000 bonus rewards points after spending $4,000 in the first three months.

Redeem points for travel, cash back, gift cards or merchandise. You can also pay with points at participating merchants, or transfer points to Wells Fargo’s travel partners (more on that below).

Get a $50 statement credit each year for an airline purchase of at least $50. This is automatically applied to your account when you make an eligible purchase.

Starting April 2024, Wells Fargo adds the ability to transfer points to partnering airline and hotel loyalty programs, including:

You can transfer your points at a 1:1 value to most of these partners (the exception is Choice Privileges, where points transfer at a 1:2 ratio).

Get reimbursed up to $15,000 if your trip is interrupted or canceled for a covered reason. This benefit covers you and your travel companions for costs including unused transportation, lodging, and tour and activity fees. You can also get reimbursed for travel nightmares like lost baggage.

Use the Wells Fargo Autograph Journey to pay your cell phone bill and get reimbursed up to $1,000 per claim (with a limit of two claims per year) if your cell phone is damaged or stolen.